Peter asked Jesus, "Did you tell this story for us or for everyone?" (Luke 12:41). In answer, Jesus told another story. Anyone who would be faithful must be on watch.
The phrase in Luke 12:48, "to whom much has been given much will be sought. The one who has will be asked for more." I know God's given me a lot -- keep me faithful, watchful and working.
It is a surprise to me that Jesus brings division. I expect peace, unity and happiness. Interesting that he quotes Micah 7:6.
Right after he emphasizes division in your family Jesus urges reconciliation with your accuser. The accuser might be a stranger or a neighbor, but he is certainly more distant than a family. How could Jesus divide the family and unite you with a stranger.